PREMIUM CARD FOR FREQUENT TRAVELLERS

Axis Bank Magnus Credit Card

Our Rating 4.25
Top Reasons to Choose
Upto 12%
Reward on travel spends
✔︎
Unlimited complimentary airport lounge access – both in India and abroad
✔︎
Dining discounts at restaurants through EazyDiner, upto ₹1000 per month
✔︎
Attractive reward point multiplier/cashback offers on travel, shopping and more – through Axis Grab Deals platform (maximum cashback of ₹1000 per month OR 5000 reward points per month)
Annual Fee

₹12500

Minimum Income

₹18 lakhs per year

Annual Fee Offers
  • Welcome offer worth ₹12,500 (in gift vouchers)
  • Renewal offer : Renewal fee is not charged from the 2nd year onwards, if you spend ₹25 lakhs or more in the previous year.

YES BANK PREMIUM CARD - ATTRACTIVE REWARDS ON ONLINE SPENDING || RANGE OF LIFESTYLE BENEFITS

Yes Bank Marquee Credit Card

Our Rating 3.75
Top Reasons to Choose
4.50%
Benefit on online shopping
2.25%
Benefit on offline shopping
✔︎
Unlimited free visits to international airport lounges
✔︎
Complimentary visits to airport lounges in India – 6 per quarter
✔︎
Complimentary golf – 4 free golf rounds per year (maximum 1 per month) || 1 free golf lesson per month
✔︎
BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹2400 per month
✔︎
Low fee (foreign currency markup) of 1% on international transactions
Annual Fee

₹4999

Minimum Income

₹3 lakh per month (salaried) || ₹24 lakhs per year (self-employed)

Annual Fee Offers
  • Welcome offer : 60,000 reward points worth ₹15000, as a welcome gift.
  • Renewal offer : Annual fee not charged from the 2nd year onwards, if you spend ₹10 lakhs or more in the previous year

BEST FOR SUPER PREMIUM BENEFITS AND HIGH REWARD RATES ON CARD SPENDS

HDFC Bank INFINIA Credit Card

Our Rating 4.50
Top Reasons to Choose
3.3% (X)
Reward on all card spends
10% (3X)
Reward on rail ticket bookings through IRCTC
16.6% (5X)
Reward on flights || bus tickets || MakeMyTrip holiday packages || gift vouchers || select partners (Myntra, Apple, Nykaa, Zoom Car)
33.3% (10X)
Reward on hotels || select partners (Jockey, Pharmeasy, IGP.com)
✔︎
Unlimited complimentary airport lounge access in India and abroad
✔︎
Unlimited complimentary golf rounds and golf lessons, at partner golf courses
✔︎
Dining discounts at restaurants (through Swiggy Dineout) - upto ₹2000 per month
Annual Fee

₹12500

Minimum Income

By Invite

Annual Fee Offers
  • Welcome Offer : Welcome offer worth ₹12500, and complimentary 1 year Marriott membership
  • Renewal Offer : You get 12500 reward points worth ₹12500, on payment of renewal fee

PREMIUM CARD, WITH A RANGE OF LIFESTYLE BENEFITS

Kotak White Reserve Credit Card

Our Rating 3.75
Top Reasons to Choose
Upto 2.50%
Reward by reaching annual card spend targets
✔︎
Unlimited complimentary access to airport lounges both in India and abroad
✔︎
Complimentary golf across the world - 2 free golf rounds per month
Annual Fee

₹12500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Complimentary Marriott membership, with many stay & dining benefits
  • Renewal offer : Annual fee is not charged from the second year onwards, if you spend ₹10 lakhs or more in the previous year.

BEST FOR FREQUENT FLYERS OF EMIRATES AIRLINES

Emirates Skywards ICICI Bank Emeralde Credit Card

Our Rating 3.75
Top Reasons to Choose
2.50%
Reward (in terms of Emirates miles) on all card spends
✔︎
Unlimited free airport lounge access both in India and abroad, and domestic spa sessions in India
✔︎
Complimentary Emirates Skywards Silver membership
✔︎
Complimentary Emirates Skywards Gold membership - at ₹15 lakhs annual card spend (out of which minimum ₹1.50 lakhs should be on Emirates)
✔︎
BOGO (Buy One Get One Free movie ticket upto ₹750) at BookMyShow movies - 4 times per month
Annual Fee

₹10000

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 10000 Skywards Miles, on payment of 1st year annual fee || Complimentary Emirates Skywards Silver membership
  • Renewal offer : 10000 Skywards Miles, on payment of annual fee || Renewal of complimentary Emirates Skywards Silver membership

PREMIUM METAL CARD - WITH A RANGE OF LIFESTYLE BENEFITS

AU Bank Zenith+ Metal Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Complimentary access to airport lounges outside India - 16 times per year (maximum 4 times per quarter)
✔︎
Complimentary access to airport lounges in India - 16 per year
✔︎
Airport meet & assist services, 4 times per year (maximum 1 time per quarter)
✔︎
BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹8000 per year
✔︎
Complimentary golf - 8 free golf rounds/lessons per year (maximum 2 per quarter)
Annual Fee

₹4999

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 5000 reward points worth ₹5000, upon 1st card transaction within 30 days of card issuance date
  • Renewal offer : Annual fee not charged from the 2nd year onwards, at ₹8 lakhs annual card spend. In case you do not qualify for this offer, you are given 5000 reward points worth ₹5000, on payment of renewal fee.

BEST FOR SHOPPING AT SHOPPERS STOP (7% REWARD RATE)

Shoppers Stop Black HDFC Credit Card

Our Rating 3.75
Top Reasons to Choose
7%
Reward on Shoppers Stop purchases - only on purchases upto ₹28570 per month
✔︎
Complimentary access to airport lounges in India (4 times per quarter), and abroad (2 times per quarter)
✔︎
Complimentary First Citizen Black membership worth ₹4,500.
✔︎
Upto 10% cashback on travel, shopping and more – through HDFC Smartbuy platform (maximum cashback of ₹1000 per month)
Annual Fee

₹4500

Minimum Income

Salaried : ₹2 lakhs per month || Self-employed : ₹8 lakhs per year

Annual Fee Offers
  • Welcome Offer : ₹1500 worth of Shoppers Stop vouchers, on minimum shopping of ₹5,000 at Shoppers Stop stores. You also get a complimentary First Citizen Black membership worth ₹4,500.
  • Renewal Offer : Continued membership of First Citizen Black worth ₹4,500.

PREMIUM VERSION OF HDFC INDIGO CARDS - BEST FOR FREQUENT INDIGO FLYERS

6E Rewards XL IndiGo HDFC Bank Credit Card

Our Rating 3.75
Top Reasons to Choose
5%
Benefit on Indigo bookings
3%
Benefit on grocery, entertainment and dining spends
2%
Benefit on all other card spends
✔︎
Complimentary domestic airport lounge access – 2 per quarter
✔︎
Upto 10% cashback on travel, shopping and more – through HDFC Smartbuy platform (maximum cashback of ₹1000 per month)
✔︎
Complimentary golf – 4 free golf rounds per year (maximum 1 per month) || 1 free golf lesson per month
Annual Fee

₹1500

Minimum Income

Salaried : Gross income of ₹1.20 lakhs per month || Self-employed : ₹14.4 lakhs per year

Annual Fee Offers
  • Welcome offer : Welcome ticket voucher worth ₹3000 || One free ‘6E Prime-Add-on’ worth ₹1099

STARTER CARD FROM KOTAK

Kotak League Platinum Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Complimentary airport lounge access in India - 2 times per quarter
✔︎
Low annual card spend requirement of ₹50,000 to get an annual fee waiver
Annual Fee

₹499

Minimum Income

₹5 lakh per year

Annual Fee Offers
  • Welcome offer : You get reward points worth ₹500, on payment of joining fee.
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹50,000 or more in the previous year.

TRAVEL CARD - BEST FOR FREQUENT USERS OF MAKEMYTRIP || NO ANNUAL FREE FROM 2ND YEAR ONWARDS

MakeMyTrip ICICI Bank Platinum Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
No annual fee from 2nd year onwards
1.50%
Benefit on hotel bookings & holiday bookings - only on MakeMyTrip
1%
Benefit on flight bookings – only on MakeMyTrip
Upto 2%
Additional benefit on MakeMyTrip spends, through milestone program
✔︎
Complimentary domestic airport lounge (1 time per quarter), and railway lounge access (1 time per quarter)
✔︎
Movie benefits at Inox and Bookmyshow - upto ₹400 per month
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offers : 500 My Cash worth ₹500 || Complimentary MakeMyTrip Holiday Voucher worth ₹3000

PREMIUM CARD - BEST FOR REGULAR SHOPPERS AT LANDMARK STORES (SPAR, LIFESTYLE, MAX, HOME CENTER)

Lifestyle Home Centre SBI Card PRIME

Our Rating 4.0
Top Reasons to Choose
3.75%
Benefit on all Landmark store spends (online and offline spends) - Spar, Lifestyle, Max, Home Center
Upto 5.3%
Additional benefit on Landmark spends - at ₹1.80 lakh yearly card spend at Landmark stores
2.50%
Benefit on dining and movie spends
✔︎
Complimentary access to airport lounges both in India (2 times each quarter) and abroad (4 times per year)
Annual Fee

₹2999

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 12,000 bonus reward points worth ₹3000, on payment of the first year annual fee.
  • Renewal offer : 12,000 bonus reward points worth ₹3000, on payment of renewal fee.

SHOPPING CARD, WITH COMPLIMENTARY AIRPORT LOUNGE ACCESS BOTH IN INDIA AND ABROAD

Kotak Zen Signature Credit Card

Our Rating 3.50
Top Reasons to Choose
1.66%
Benefit on shopping - Department stores || Jewellery || Apparels || Lifestyle goods
Upto 0.6%
Additional benefits at ₹3 lakh annual card spend OR ₹6 lakh annual card spend
✔︎
Complimentary access to airport lounges outside India - 3 per year
✔︎
Complimentary access to airport lounges in India - 2 per quarter
✔︎
Fuel surcharge waiver upto ₹3500 per year || Railway surcharge waiver upto ₹500 per year
Annual Fee

₹1500

Minimum Income

₹4.80 lakhs per year

Annual Fee Offers
  • Welcome offer : Reward points worth ₹375, on payment of joining fee.
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1.50 lakhs or more in the previous year.

PREMIUM CARD FROM KOTAK MAHINDRA

Kotak White Credit Card

Our Rating 3.75
Top Reasons to Choose
Upto 2.25%
Rewards by reaching specified annual card spend requirements
✔︎
Complimentary access to international airport lounges - 4 times per year
✔︎
Complimentary access to domestic airport lounges - 2 times per quarter
Annual Fee

₹3000

Minimum Income

₹25 lakhs per year

Annual Fee Offers
  • Welcome offer : ₹1500 voucher, upon spending ₹30000 within 60 days of setting up your card
  • Renewal offer : Annual fee is not charged from the second year onwards if you spend ₹5 lakhs or more in the previous year

BEST FOR COMPLIMENTARY DOMESTIC AIRPORT LOUNGE ACCESS

Kotak Royale Signature Credit Card

Our Rating
Top Reasons to Choose
✔︎
Complimentary airport lounge access in India - 2 per quarter
Annual Fee

₹999

Minimum Income

₹24 lakhs per year

Annual Fee Offers
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1 lakh or more in the previous year.

EXCLUSIVE CARD FOR NRIs, ISSUED AGAINST FIXED DEPOSIT

Kotak NRI Royale Signature Credit Card

Our Rating 3.25
Top Reasons to Choose
✔︎
Card for NRIs : No income proof and credit history in India required since the card is issued against a fixed deposit
✔︎
Complimentary airport lounge access in India - 2 per quarter
2%
Benefit on international card spends
Annual Fee

₹1000

Minimum Income

Not specified

Annual Fee Offers
  • Nil

BEST FOR COMPLIMENTARY ACCESS TO AIRPORT LOUNGES IN INDIA

Kotak Mojo Platinum Credit Card

Our Rating 3.25
Top Reasons to Choose
✔︎
Complimentary airport lounge access in India - 2 per quarter
✔︎
Fuel surcharge waiver upto ₹3500 per year
Annual Fee

₹1000

Minimum Income

₹4 lakhs per year

Annual Fee Offers
  • Welcome offer : Joining fee waived off, at ₹30000 card spend within 90 days of card issuance.
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1 lakh or more in the previous year.