BEST FOR AIR INDIA FREQUENT FLYERS

Air India SBI Platinum Card

Our Rating 3.75
Top Reasons to Choose
15%
15% reward (in terms of Air India Miles) on Air India website/app - only on ticket booking for yourself
5%
5% reward (in terms of Air India Miles), on all other Air India spends
2%
2% reward (in terms of Air India Miles), on all other card spends
Upto 5%
Additional reward (in terms of Air India Miles) at annual card spends of ₹2 lakhs and ₹3 lakhs
✔︎
Free visits to airport lounges in India : 2 per quarter
Annual Fee

₹1499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 5000 reward points worth 5000 Air India Miles
  • Renewal offer : 2000 reward points worth 2000 Air India Miles

BEST FOR PREMIUM BENEFITS AND HIGH REWARD RATES, ESPECIALLY ON TRAVEL

HDFC Bank Diners Club Black Metal Edition Credit Card

Our Rating 4.25
Top Reasons to Choose
3.3% (X)
Reward on all card spends
10% (3X)
Reward on railway bookings on IRCTC || gift vouchers || Apple purchases
16.6% (5X)
Reward on flights || bus tickets || MakeMyTrip holiday packages || select partners Myntra, Nykaa, Zoom Car
33.3% (10X)
Reward on hotels || select partners Jockey and IGP.com
✔︎
Unlimited airport lounge access in India and abroad
✔︎
Complimentary golf rounds worldwide - 6 per quarter
Annual Fee

₹10000

Minimum Income

Salaried : Net income of ₹1.75 lakhs per month || Self-employed : ₹21 lakhs per year

Annual Fee Offers
  • Welcome Offer : Complimentary annual memberships of Club Marriott, Amazon Prime and Swiggy One, on spending ₹1.50 lakhs within 90 days of card issuance
  • Renewal Offer : Annual fee is not charged from the second year onwards , if you spend ₹8 lakhs or more in the previous year

PREMIUM CO-BRANDED SPICEJET CARD - 7% REWARD ON SPICEJET SPENDS || 3% BENEFIT ON BILL PAYMENTS & FOOD ORDERS

SpiceJet Axis Bank Voyage Black Credit Card

Our Rating 3.75
Top Reasons to Choose
7%
Benefit on Spicejet spends
3%
Benefit on online food orders || online bill payment || online entertainment
Upto 1.25%
Additional milestone benefit - at ₹2 lakh and ₹4 lakh annual card spend
✔︎
Complimentary SpiceClub Gold membership
✔︎
Complimentary domestic airport lounge access - 8 per year
✔︎
Dining benefits : 25% discount (upto ₹800) at restaurants, in partnership with EazyDiner - once per month
Annual Fee

₹2000

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Spicejet vouchers worth ₹11500 (₹4000 on card activation, and ₹7500 as a SpiceJet Gold member)
  • Renewal fee offer : 2000 SpiceClub points worth ₹1000

BEST FOR MILES AND MORE LOYALTY PROGRAM, OPERATED BY LUFTHANSA AIRLINES & PARTNERS

Miles & More Axis Bank World Select Card

Our Rating 3.75
Top Reasons to Choose
3%
Earning (in terms of miles), on all card spends
✔︎
Complimentary access to domestic airport lounges - 8 times per quarter
✔︎
Complimentary access to international airport lounges - 4 times per year
Annual Fee

₹4500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 15000 Lufthansa Miles & More Airmiles
  • Renewal offer : 4000 Lufthansa Miles & More Airmiles

BEST FOR MILES AND MORE LOYALTY PROGRAM, OPERATED BY LUFTHANSA AIRLINES & PARTNERS

Miles & More Axis Bank World Card

Our Rating 3.50
Top Reasons to Choose
2%
Earning (in terms of miles), on all card spends
✔︎
Complimentary access to international airport lounges - 2 times per year
✔︎
Complimentary access to domestic airport lounges - 4 times per quarter
Annual Fee

₹3500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 5000 Lufthansa Miles & More Airmiles
  • Renewal offer : 3000 Lufthansa Miles & More Airmiles

NO ANNUAL FEE FROM 2ND YEAR ONWARDS || RANGE OF LIFESTYLE BENEFITS OFFERED

IndusInd Legend Credit Card

Our Rating 3.5
Top Reasons to Choose
✔︎
No annual fee after the 1st year
✔︎
Complimentary access to airport lounges in India - 1 per quarter
✔︎
Free Priority Pass membership worth USD 100 (for international airport lounge access), usage of lounges is chargeable
✔︎
BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹200 per month
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Various vouchers like Oberoi, Postcard Hotels, Montblanc.

LIFETIME FREE CARD WITH A RANGE OF LIFESTYLE BENEFITS, AND GOOD REWARDS AT HIGH CARD SPENDS

IndusInd Bank Tiger Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Lifetime free card
✔︎
Complimentary access to airport lounges in India - 2 per quarter
✔︎
Complimentary access to airport lounges abroad - 2 per year
✔︎
Complimentary golf benefits - 1 free golf round per quarter OR 1 free golf lesson per quarter
✔︎
Low fee of 1.50% on international card transactions
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers
  • Nil

NO ANNUAL FEE FROM 2ND YEAR ONWARDS, CAN SELECT CASHBACK CATEGORY OF YOUR CHOICE

IndusInd Bank Platinum Aura Edge Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
No annual fee from the 2nd year onwards
2%
Reward on category of your choice - department store purchases OR on grocery purchases OR on hotel expenses OR on restaurant bills
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Vouchers from Vouchagram, from brands like Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola and more.

PREMIUM CARD WITH A RANGE OF LIFESTYLE BENEFITS, FREE FROM THE 2ND YEAR ONWARDS

IndusInd Bank Pinnacle Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Premium card, with no annual fee from the 2nd year onwards
✔︎
Complimentary access to airport lounges in India (1 per quarter), and abroad (2 per quarter)
✔︎
Complimentary golf benefits - 2 free golf round per month AND 2 free golf lessons per month
✔︎
BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹600 per month
1.9%
Cashback on online card spends (except online travel spends)
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Various vouchers like Vouchagram, Oberoi, Postcard Hotels, Montblanc.

LIFETIME FREE CARD

HSBC Visa Platinum Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Lifetime free card
✔︎
0.6% reward (in terms of airmiles), on annual card spends upto ₹4 lakhs (X) || 3.3% reward (in terms of airmiles), on annual card spends above ₹4 lakhs (5X)
Annual Fee

₹0

Minimum Income

₹4 lakhs per year

Annual Fee Offers
  • Welcome offer : Amazon voucher worth ₹500, at ₹5000 card spend within 30 days of card issuance. Valid till 30th June 2024.

PREMIUM CARD FROM HSBC

HSBC Premier Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Unlimited complimentary access to airport lounges both in India and abroad
✔︎
Free golf rounds - 24 rounds per year (maximum 2 rounds per month) || Free golf lessons - 12 lessons per year (maximum 2 lessons per month)
3%
Reward (in terms of airmiles) on all card spends
Annual Fee

₹20000

Minimum Income

HSBC Premier relationship required to get card || No annual fee for HSBC Premier customers

Annual Fee Offers
  • Welcome offer : Taj Experiences gift card worth ₹12,000 || Complimentary EazyDiner Prime annual membership || Epicure membership with offers and benefits across Taj hotels
  • Renewal offer : No annual fee for HSBC Premier customers

BEST FOR SUPER PREMIUM BENEFITS AND HIGH REWARD RATES ON CARD SPENDS

HDFC Bank INFINIA Credit Card

Our Rating 4.50
Top Reasons to Choose
3.3% (X)
Reward on all card spends
10% (3X)
Reward on rail ticket bookings
16.6% (5X)
Reward on flights || bus tickets || MakeMyTrip holiday packages || gift vouchers || select partners (Myntra, Apple Imagine Tresor, Nykaa, Zoom Car)
33.3% (10X)
Reward on hotels || select partners (Jockey and IGP.com)
✔︎
Unlimited complimentary airport lounge access in India and abroad
✔︎
Unlimited complimentary golf rounds and golf lessons, at partner golf courses
Annual Fee

₹12500

Minimum Income

By Invite

Annual Fee Offers
  • Welcome Offer : Welcome offer worth ₹12500, and complimentary 1 year Marriott membership
  • Renewal Offer : You get 12500 reward points worth ₹12500, on payment of renewal fee

PREMIUM CARD FOR ETIHAD FREQUENT FLYERS

Etihad Guest SBI Premier Card

Our Rating 3.75
Top Reasons to Choose
✔︎
One Etihad companion voucher, at ₹8 lakh annual card spend
6%
6% reward (in terms of Etihad Guest Miles), on Etihad spends
4%
4% reward (in terms of Etihad Guest Miles), on international spends
2%
2% reward (in terms of Etihad Guest Miles), on all other card spends
✔︎
Complimentary airport lounge access both in India (8 per year) and abroad (4 per year)
Annual Fee

₹4999

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 5000 Etihad Miles || Complimentary Etihad Gold membership
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹5 lakhs or more in the previous year

BEST FOR AIR INDIA FREQUENT FLYERS

Air India SBI Signature Card

Our Rating 4
Top Reasons to Choose
30%
30% reward (in terms of Air India Miles) on Air India website/app - only on ticket booking for yourself
10%
10% reward (in terms of Air India Miles), on all other Air India spends
4%
Reward (in terms of Air India Miles), on all other card spends
Upto 5%
Additional reward (in terms of Air India Miles), at annual card spends of ₹5 lakhs, ₹10 lakhs and ₹20 lakhs
✔︎
Free visits to airport lounges in India : 2 per quarter
Annual Fee

₹4999

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 20,000 reward points worth 20,000 Air India Miles
  • Renewal offer : 5000 reward points worth 5000 Air India Miles

BEST FOR ETIHAD FREQUENT FLYERS

Etihad Guest SBI Card

Our Rating 3.5
Top Reasons to Choose
✔︎
One Etihad companion voucher, at ₹10 lakh annual card spend
3%
3% reward (in terms of Etihad Guest Miles), on Etihad spends
2%
2% reward (in terms of Etihad Guest Miles), on international card spends
✔︎
Complimentary airport lounge access in India - 2 per quarter
Annual Fee

₹1499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 2500 Etihad Miles || Complimentary Etihad Silver membership
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹3 lakh or more in the previous year

BEST FOR EMIRATES FREQUENT FLYERS

Emirates Skywards ICICI Bank Sapphiro Credit Card

Our Rating 3.75
Top Reasons to Choose
2%
Reward (in terms of Emirates miles) on all card spends
✔︎
Free airport lounge access in India - 2 times per quarter
✔︎
Free airport lounge access abroad and domestic spa access - 2 times per year
✔︎
Complimentary Emirates Skywards Silver membership
✔︎
BOGO (Buy One Get One Free movie ticket upto ₹500) at BookMyShow movies - 2 times per month
Annual Fee

₹5000

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 5000 Skywards Miles, on payment of 1st year annual fee || Complimentary Emirates Skywards Silver membership
  • Renewal offer : 5000 Skywards Miles, on minimum annual card spend of ₹1 lakh || Renewal of complimentary Emirates Skywards Silver membership, on minimum annual card spend of ₹5 lakh

BEST FOR FREQUENT FLYERS OF EMIRATES AIRLINES

Emirates Skywards ICICI Bank Rubyx Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Free airport lounge access in India - 1 per quarter
1.50%
Reward (in terms of Emirates miles) on all card spends
✔︎
25% discount (upto ₹100) at BookMyShow movie tickets - 2 times per month
✔︎
25% discount (upto ₹100) at Inox movie tickets - 2 times per month
Annual Fee

₹1000

Minimum Income

Not specified

Annual Fee Offers
  • Nil