Our Money Guide

Brief Summary

Our Rating
4.0 / 5

Our View :

You get upto 20% discount on domestic hotel and flight bookings, and upto 10% discount on international flight bookings.

The annual fee is ₹499. 1st year annual fee is compensated by welcome offers, while the annual fee from second year onwards is waived off , if you spend ₹1 lakh or more in the previous year. So this is a one of the best entry level travel cards available.

on SBI Card website

SBI Card PULSE

Special Benefits

20% discount on domestic flights & hotels

Other Important Benefits

10% discount on international flights

Minimum Income

Not specified

Annual Fee

₹ 499

Annual Fee Offers

Welcome Offer worth ₹8,250

Renewal fee waiver at ₹1 lakh annual card spend

Club Vistara SBI Card PRIME

Pros and Cons of Club Vistara SBI Card PRIME

Pros

  • Good card for Vistara premium economy travellers
  • Depending on premium economy ticket prices, it maybe possible to get approximately upto 10% benefits on your card spends, 7-8% through the milestone program and 2% on card spends

Cons

  • Not a suitable card for non-Vistara travellers.
  • You will also need to consider other cards to earn rewards on non-travel spends like shopping etc

Features & Benefits of Club Vistara SBI Card PRIME

Upto 5 Vistara premium economy class tickets based on annual card spend (milestone program)

– You get 1 premium economy ticket, at ₹1.50 lakh yearly card spend
– You get 1 additional premium economy ticket, at ₹3 lakh yearly card spend
– You get 1 additional premium economy ticket, at ₹4.50 lakh yearly card spend
– You get 1 additional premium economy ticket || ₹10,000 Yatra hotel e-voucher, at ₹8 lakh yearly card spend

Hence you can earn 4 premium economy class tickets each year.

2% benefit (in Club Vistara points), on all card spends

You get 2 Club Vistara Points, on every ₹100 you spend on your card.

Club Vistara Points can be redeemed for flights & upgrades, on Vistara flights and partner airlines

Complimentary visits to airport lounges outside India – 4 per year (maximum 2 per quarter)

This benefit is brought to you through the Priority Pass program.

Only Primary Cardholders are eligible for Priority Pass, complimentary membership will be valid for 2 years only.

Complimentary visits to airport lounges in India – 2 per quarter

You get free visits to airport lounges in India, 8 times per year (maximum 2 times per quarter).

Complimentary insurance benefits

✔︎ Up to 6 cancellations per year, each limited to ₹3500

✔︎ Lost card liability up to ₹1 lakh

✔︎ Travel related insurance covers
– Air accident cover upto ₹1 crore
– Loss of check in baggage upto ₹72,000
– Delay of check in baggage upto ₹7,500
– Loss of travel documents upto ₹12,500
– Baggage damage upto ₹5000

SBI Card customer care

3 lifetime-free add-on cards

Club Vistara SBI Card PRIME Fees and Charges

Annual fee

Annual feeAnnual fee offers
1st year joining fee₹2999Welcome offers
– You get 1 premium economy class ticket (one-way)
– You also get 3000 bonus Club Vistara points, at ₹75,000 card spend within 90 days of card issuance
Renewal fee from 2nd year onwards₹2999Renewal fee offer
– On payment of renewal fee, you get 1 complimentary one-way premium economy class ticket, each year

Late payment fee

Please refer to the below table for details

Amount dueLate Fee
 Less than ₹500Nil
₹501 to ₹1,000₹400
₹1,001 to ₹10,000₹750
₹10,001 to ₹25,000₹950
₹25000 to ₹50000₹1100
Over ₹50000₹1300

Foreign currency transaction fee

3.50% of the transaction value.

Finance charges

3.50% per month (42% p.a.).

Important note

– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– To view all/updated fees & charges on this card, please click here – SBI Credit Card Fees & Charges

Eligibility Criteria

Although your credit card eligibility is based on multiple parameters which can be assessed once you apply for the SBI Credit Card, there are certain basic criteria that all applicants must fulfil.

Minimum age21 years
Maximum age70 years
OccupationSalaried or self-employed
Minimum income requirementsNot specified. Should have a regular source of income
Other criteriaGood credit score, preferably above 750

Applying & Tracking Application Status

Step-by-step guide

Online application process The easiest way to apply is to click here – APPLY NOW , you shall be taken to the card application page on the SBI Card website. You can also visit the official website of SBI Card and fill out the application form.

Steps :
– Fill out the online application form – personal details like mobile phone number, emplyment, income, Aadhar / PAN number
– Click ‘Submit’ and you will receive an instant decision on the application basis the information provided
– If your application is approved, you will receive a call from SBI Card team for verification
– Post necessary verification, the card is issued to you

Virtual card : In addition to this, SBI Card team will send an SMS on your registered mobile number with a link to generate your e-card. With this e-card you can view your credit card details digitally, even before your physical card reaches you, and start shopping online instantly.
Offline (face to face)  application processYou can visit any of the nearest branches of SBI Card, and talk to an executive regarding the process.

Necessary documents and verification

Required documents   – PAN card

– Copy of Aadhaar card (with first 8 digits masked) or any valid government address proof

– Income documents – salary slip, income tax return etc. may be required depending upon the credit card eligibility & policy

In addition to these, you maybe asked to provide additional documents, on a case-to-case basis.

Tracking your application status

Tracking credit card application status– You can track the status of your application on – ‘Track Application’ section. 

– Please click here – Home page (and see top section of the page section named – ‘Track your application’) OR
– Please click here – Eapply page (and see bottom of the page section named – ‘Track Credit Card Application’)
You need to enter some basic information (like application number/ reference number, name, mobile number), to see the status of your SBI Card application
Apply Now

on SBI Card website

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