Axis Bank Cards

Complimentary video doctor consultations – 4 per month
– You enjoy complimentary video doctor consultations – 4 per month.
– You can avail this service along with 3 of your family members, but within the limit of total 4 consultations per month.
– This program is brought to you through Practo, one of India’s leading integrated healthcare companies.
For more details, please click here.

Complimentary interactive video fitness sessions – 4 per month
– You enjoy complimentary interactive video fitness sessions – 4 per month. You also get access to 16 recorded sessions per month
– Only the primary cardholder can avail this complimentary service.
– This program is brought to you through Fitternity, a one-stop-destination for fitness enthusiasts
For more details, please click here.

1% benefit on all spends : You earn 5 EDGE Reward points worth ₹1, on every ₹100 you  spend on all purchases. 1 reward point = ₹0.20 (20 paise), when you redeem points on Axis Bank’s reward redemption platform.
No reward points are given on the following types of card spends – fuel, rent, insurance, utilities, government and educational institutions.

2% benefit – at 2.50 lakhs annual spend target (milestone benefit) : You get double the benefit from your earned EDGE Reward points, when you reach annual spend of ₹2.5 lakhs on your card.
✓ At ₹2.50 lakh annual spend on your card, you would have earned 12,500 EDGE Reward Points
✓ You can redeem these EDGE Reward Points at a special double rate of 1 EDGE Reward Point = 40 paise (instead of 1EDGE Reward Point = 20 paise).
✓ So you can buy multi brand vouchers worth ₹5000 from these 12,500 EDGE Reward Points (@ 1EDGE Reward Point = 40 paise).
✓ Rent and wallet transactions are not included towards reaching this annual spend target of ₹2.50 lakhs

Complimentary airport lounge access in India – upto 2 times per quarter

Dining benefits (Dining Delights program) : 25% discount (upto ₹800) at restaurants, in partnership with EazyDiner
– Offer valid once per month
– You get a 25% discount up to ₹800 , at over 4,000 restaurants nationwide.
– Minimum order amount of ₹2,500.
– Hence you get a 25% discount on orders between ₹2,500 and ₹3200. On orders above ₹3200, your discount% will be below 25% since maximum discount is fixed at ₹800.

1% fuel surcharge waiver : You get 1% fuel surcharge waiver at all fuel stations across India –
– Only on fuel transactions between ₹400 and ₹4000,  and
– Only on upto ₹40,000 fuel spend per month, since the maximum waiver is capped at ₹400 per monthly card statement cycle.

Personalised card with shades of Indian Tricolour, for Indian Defence Personnel. Dedicated 4th embossing line for serving the nation.

0.80% benefit on all card spends : You earn 4 EDGE reward point worth ₹0.80 or 80 paise , on every ₹100 you spend on all purchases.
– 1 EDGE reward point = ₹0.20 or 20 paise.
No rewards will be earned on fuel spends.

Complimentary domestic airport lounge access – 2 times per quarter
You get get free visits to airport lounges in India – 2 times per quarter.
Please click here for details.

Dining benefits (Dining Delights program) – 25% discount (upto ₹800) at restaurants, in partnership with EazyDiner
– This offer can be redeemed once every month.
– You get a 15% discount up to ₹500. Minimum order amount of ₹2,500.
– Hence you get a 15% discount on an order between ₹2,500 and ₹3,333. On orders above ₹3,333, your discount% will be below 15%, since maximum discount is fixed at ₹500.

Fuel surcharge waiver : You get 1% fuel surcharge waiver –
– only on fuel transactions between ₹400 and ₹4000, and
– only on fuel purchases of upto ₹40000 per month (since the maximum waiver amount is restricted to ₹400 per monthly card statement cycle)

Exclusive deals on Axis Grabdeals platform : Axis Grabdeals is a platform where Axis Bank presents its exclusive tieups with a large variety of partners. There are more than 50 exclusive deals available on Axis Grabdeals – from large online stores, fashion, groceries, travel etc.

Personalised card : Personalised card with shades of Indian Tricolour. Dedicated 4th embossing line for serving the nation.

0.40% benefit on all other card spends : You earn 2 EDGE reward point worth ₹0.40 or 40 paise , on every ₹100 you spend on all purchases.
– 1 EDGE reward point = ₹0.20 or 20 paise.
No rewards will be earned on fuel spends.

Dining benefits (Dining Delights program) – 15% discount at restaurants, in partnership with EazyDiner
– This offer can be redeemed once every month.
– You get a 15% discount up to ₹500. Minimum order amount of ₹2,500.
– Hence you get a 15% discount on an order between ₹2,500 and ₹3,333. On orders above ₹3,333, your discount% will be below 15%, since maximum discount is fixed at ₹500.

Fuel surcharge waiver : You get 1% fuel surcharge waiver –
– only on fuel transactions between ₹400 and ₹4000, and
– only on fuel purchases of upto ₹25000 per month (since the maximum waiver amount is restricted to ₹250 per monthly card statement cycle)

Exclusive deals on Axis Grabdeals platform : Axis Grabdeals is a platform where Axis Bank presents its exclusive tieups with a large variety of partners. There are more than 50 exclusive deals available on Axis Grabdeals – from large online stores, fashion, groceries, travel etc.

Upto 24% discount (maximum ₹120 discount) on Swiggy – twice a month
– You can avail this discount 2 times a month
– You get ₹120 discount, on orders of ₹500 and above, twice a month
– You need to use coupon code AXIS120 , to claim the offer

BOGO (Buy One Get One) offer on Paytm Movies
– You get 2nd movie ticket free, maximum discount allowed on the 2nd ticket is ₹200 per month.

Upto 33% discount (maximum ₹1000) at Ajio
– You get upto ₹1000 discount at Ajio, on a minimum order amount of ₹2999
– Discount is only applicable on a selected list of products.

0.40% benefit on all other card spends : You earn 2 EDGE reward point worth 40 paise , on every ₹100 you spend on all other purchases.
– 1 EDGE reward point = ₹0.20 or 20 paise.
No rewards are given on movie transactions, fuel spends, insurance spends EMI transactions, wallet-loading transactions, utility payments, payment to government institutions, payment to educational institutions, rental payments, rental brokerage.

Complimentary domestic airport lounge access – once a quarter

Dining benefits (Dining Delights program) : 15% discount at restaurants, in partnership with EazyDiner
– This offer can be redeemed once every month.
– You get a 15% discount up to ₹500. Minimum order amount of ₹2,500.
– Hence you get a 15% discount on an order between ₹2,500 and ₹3,333. On orders above ₹3,333, your discount% will be below 15%, since maximum discount is fixed at ₹500.

Fuel surcharge waiver
You get 1% fuel surcharge waiver –
– only on fuel transactions between ₹400 and ₹4000, and
– only on fuel purchases of upto ₹40000 per month (since the maximum waiver amount is restricted to ₹400 per monthly card statement cycle)

Exclusive deals on Axis Grabdeals platform
Axis Grabdeals is a platform where Axis Bank presents its exclusive tieups with a large variety of partners. There are more than 50 exclusive deals available on Axis Grabdeals – from large online stores, fashion, groceries, travel etc.

Fixed deposit based credit card
– Card is issued against your fixed deposit
– You get flexible credit limit , upto 80% of your fixed deposit amount
– Income proof is not required , credit history is also not required
– 100% cash withdrawal (as much as card credit limit) on your card – hence you have full access to your money in case of emergencies

No annual fee – lifetime free card : There is no annual fee on this card.

1.20% benefit on purchases outside India : You earn 6 EDGE reward points worth ₹1.20 , on every ₹100 you spend on your card outside India (since 1 EDGE reward point = ₹0.20 or 20 paise)

0.60% basic benefit on all purchases in India : You earn 3 EDGE reward points worth ₹0.60 , on every ₹100 you spend on your card in India (since 1 EDGE reward point = ₹0.20 or 20 paise). Exceptions : you earn no reward points on fuel spends.

1% fuel surcharge waiver : Fuel surcharge waiver at all fuel stations –
– only on fuel transactions between ₹400 and ₹4,000  AND
– only on fuel purchases upto ₹40,000 per month (since cashback is capped at ₹400 per month)
– Both conditions above need to be met to avail 1% surcharge waiver

Benefits from Visa :
– Visa Platinum Concierge : You get a 24/7 digital personal assistant and lifestyle guide, giving you access to extraordinary experiences and exclusive privileges.
– Offers from Visa : You enjoy a variety of exclusive hotel, dining, shopping, and other lifestyle offers when you travel in Asia
– Global Customer Assistance : This service helps you block your card, get a replacement card and also get emergency cash

5% – 10% special benefit on travel spends
5% benefit
You earn 5 EDGE Miles worth ₹5 , on every ₹100 spent you spend on travel purchases. (since 1 EDGE Mile = ₹1, when you redeem EDGE Miles for airline & hotel bookings on Axis Travel EDGE Portal)

– Travel purchases means airline & hotel purchases done on Axis Travel EDGE Portal , and on direct airline & hotels (not on online and offline travel agents).
– Direct airline spends are purchases made at airline-owned websites, airline counters, and airline helpline numbers. On the other hand, direct hotel spends are purchases made at hotel-owned websites and hotel counters.
– Bookings made through travel agents, including private travel agents, corporate travel agents, online travel agencies, or their websites/IVR systems, are eligible for only 2 Miles for every ₹100 spent (basIC BENEFIT).

10% benefit
You earn 5 EDGE Miles worth 10 partner points (of airlines & hotels) , on every ₹100 spent you spend on travel purchases. Since 1 EDGE Mile = 2 partner points.

If one assumes an average rate of 1 partner point = ₹1, then you get 10% benefit in ₹ terms. The conversion rate could be less, but many people extract a value of much more than ₹1 per partner point. Hence we have mentioned here an average rate of ₹1 per partner point to give you an indication. The conversion rate depends on many factors.

Airline & Hotel partners
– Airline partners: AirAsia, Air Canada, Air France – KLM, Ethiopian Airlines, Etihad Airways, Japan Airlines, Qantas Airways, Qatar Airways, Singapore Airlines, Spicejet, Thai Airways, Turkish Airlines, United Airlines, Vistara
– Hotel partners: Accor, ITC, IHG Hotels and Resorts, Marriott International Wyndham Hotels & Resorts
– On all partners, 1 EDGE Mile = 2 partner points, except Marriott International where 1 EDGE Miles = 1 partner point.

2% – 4% basic benefit on all other spends
2% benefit
You earn 2 EDGE Miles worth ₹2 , on every ₹100 spent you spend on all other purchases. (since 1 EDGE Mile = ₹1, when you redeem EDGE Miles for airline & hotel bookings on Axis Travel EDGE Portal)

4% benefit
You earn 2 EDGE Miles worth 4 partner points (of airlines & hotels) , on every ₹100 spent you spend on all other purchases. Since 1 EDGE Mile = 2 partner points.

Exceptions : you do not earn any EDGE Miles on fuel surcharge waiver transactions, insurance (amount > ₹5000), and wallet recharge.

Renewal fee offers / anniversary & milestone benefits – based on annual spend targets & renewal fee payment
1. If you spend ₹3 lakhs (silver tier) & pay renewal fee of ₹5000 : you get 5,000 EDGE Miles, worth ₹5000 OR worth 10,000 partner points
2. If you spend ₹7.50 lakhs lakhs (gold tier) & pay renewal fee of ₹5000 : you get 10,000 EDGE Miles,
3. If you spend ₹15 lakhs (platinum tier) & pay renewal fee of ₹5000 : you get 15,000 EDGE Miles

As you can see, the card is virtually free is you spend ₹3 lakhs or more per year.

Complimentary international & domestic lounge Access – based on tier based system
International lounges :
– Silver Tier (on annual card spend of ₹3 lakhs) : 4 free visits
– Gold Tier (on annual card spend of ₹7.5 lakhs) : 6 free visits
– Platinum Tier (on annual card spend of ₹12 lakhs) : 12 free visits

Domestic lounges :
– Silver Tier (on annual card spend of ₹3 lakhs) : 8 visits
– Gold Tier (on annual card spend of ₹7.5 lakhs) : 12 visits
– Platinum Tier (on annual card spend of ₹12 lakhs) : 18 visits

Booking process : For international lounge access, you need to book via the Axis Bank mobile app. And for domestic lounge access, you have two options: book through the Axis Bank mobile app or swipe your card at the lounge (a non-refundable transaction of ₹2/- will be made on the credit card for authentication).

Complimentary concierge services – for Gold & Platinum Tier cardholders only
Gold and Platinum tier cardholders are eligible to enjoy complimentary concierge services.
– Gold Tier : 2 times
– Platinum Tier: 4 times

Silver-tier cardholders do not have access to complimentary concierge services.

Complimentary airport pick up services – only for Platinum Tier cardholders

✔︎ On spends upto 1.50 lakhs spend per month
6% – 12% special benefit on travel spends, via Travel EDGE (5X)
■ 6% benefit on travel spends – if you redeem reward points for cashback : You earn 30 EDGE reward points worth ₹6 , on every ₹100 you spend on travel. (since 1 EDGE reward point = ₹0.20 or 20 paise cashback)
■ 12% benefit on travel spends – if you redeem reward points for partner points of airlines & hotels : You earn 30 EDGE reward points worth 12 partner points (of airlines & hotels) , on every ₹100 you spend on travel. Since 5 EDGE reward points = 2 partner points, OR 1 EDGE reward point = 0.40 partner points.
■ Travel bookings need to be done on Travel EDGE, a travel portal from Axis Bank on which it offers the best deals on flights & hotels from various travel suppliers.

1.20% – 2.40% benefit on all non-travel spends (X)
■ 1.20% benefit on all non-travel spends – if you redeem reward points for cashback : You earn 6 EDGE reward points worth ₹1.20 , on every ₹100 you spend on all non-travel spends. (since 1 EDGE reward point = ₹0.20 or 20 paise cashback)
■ 2.40% benefit on all non-travel spends – if you redeem reward points for partner points of airlines & hotels : You earn 6 EDGE reward points worth 2.40 partner points (of airlines & hotels) , on every ₹100 you spend on all non-travel spends. Since 5 EDGE reward points = 2 partner points, OR 1 EDGE reward point = 0.40 partner points.
■ Exceptions : You do not earn any EDGE Miles on fuel surcharge waiver transactions, insurance spends (amount > ₹5000), and wallet recharge.

If one assumes an average rate of 1 partner point = ₹1, then you get 10% benefit in ₹ terms. The conversion rate could be less, but many people extract a value of much more than ₹1 per partner point. Hence we have mentioned here an average rate of ₹1 per partner point to give you an indication. The conversion rate depends on many factors.

✔︎ On spends above 1.50 lakhs spend per month
17.50% – 35% special benefit on travel spends, via Travel EDGE  (5X)
■ 17.50% benefit on travel spends – if you redeem reward points for cashback : You earn 87.50 EDGE reward points worth ₹17.50, on every ₹100 you spend on travel. (since 1 EDGE reward point = ₹0.20 or 20 paise cashback)
■ 35% benefit on travel spends – if you redeem reward points for partner points of airlines & hotels : You earn 87.50 EDGE reward points worth 35 partner points (of airlines & hotels) , on every ₹100 you spend on travel. Since 5 EDGE reward points = 2 partner points, OR 1 EDGE reward point = 0.40 partner points.
■ Travel bookings need to be done on Travel EDGE, a travel portal from Axis Bank on which it offers the best deals on flights & hotels from various travel suppliers.

3.50% – 7% benefit on all other spends (X)
■ 3.50% benefit on all non-travel spends – if you redeem reward points for cashback : You earn 17.50 EDGE reward points worth ₹3.50 , on every ₹100 you spend on all other purchases. (since 1 EDGE reward point = ₹0.20 or 20 paise cashback)
■ 7% benefit on all non-travel spends – if you redeem reward points for partner points of airlines & hotels : You earn 17.50 EDGE reward points worth 7 partner points (of airlines & hotels) , on every ₹100 you spend on all other purchases. Since 5 EDGE reward point = 2 partner points, OR 1 EDGE reward point = 0.40 partner points.
■ Exceptions : You do not earn any EDGE Miles on fuel surcharge waiver transactions, insurance spends (amount > ₹5000), and wallet recharge.

Airline & Hotel partners
■ Airline partners : AirAsia, Air Canada, Air France – KLM, Ethiopian Airlines, Etihad Airways, Japan Airlines, Qantas Airways, Qatar Airways, Singapore Airlines, Spicejet, Thai Airways, Turkish Airlines, United Airlines, Vistara
■ Hotel partners : Accor, ITC, IHG Hotels and Resorts, Marriott International Wyndham Hotels & Resorts

✔︎ Unlimited complimentary airport lounge access – both in India and abroad
International lounges
You enjoy unlimited complimentary international lounge visits through the Priority Pass Program. You are allowed 8 guest visits per calendar year. To access eligible lounges, please visit www.prioritypass.com.

Domestic lounges
– You enjoy unlimited complimentary domestic lounge visits in India, including your add-on card holder.
– You need to swipe your Axis Bank Magnus Credit Card at the eligible airport lounges to avail your free visits. A transaction of Rs.25/- will be made on the credit card for authentication, which will be reversed within 24 working hours.
– For full details and list of lounges, please click here Axis Magnus Domestic Lounges Program. And refer to section called ‘participating lounges for Set B’.

✔︎ Complimentary airport concierge service – 8 times per year
– You receive complimentary Airport Meet & Greet Services (includes assistance with airport processes like check-in, security check, immigration, and porter services) – 8 times per year
– You can use the services for yourself and your accompanying guests.
– The services are valid for domestic and international departures/arrivals at 16 airports across India.
– Bookings must be made at least 48 hours in advance.

✔︎ Entertainment benefits
BookMyShow Benefits
– You get upto ₹500 off on the second ticket , when you purchase one ticket
– This offer is valid on both movie or non-movie bookings
– You can use this offer upto 5 times within the same month

EazyDiner Benefits (Axis Bank Eazy Diner Program)
– You enjoy a 40% discount (up to ₹1000), at partner restaurants all over India.
– Minimum order amount of ₹2500
– Offer is valid once a month

2% benefit on retail shopping spends : You earn 10 EDGE REWARD Points worth ₹2 , on every ₹100 you spend on retail shopping – only on purchases upto ₹20,000 per month .
– 1 reward point = ₹0.20 (20 paise), when you redeem points on Axis Bank’s reward redemption platform.
This special reward point earning rate is given only on retail shopping purchases upto ₹20,000 per month. You get basic benefit rate of 1% on monthly shopping purchases beyond ₹20,000.

1% benefit on all other spends : You earn 5 EDGE Reward points worth ₹1, on every ₹100 you spend on all other purchases.
Exceptions : No reward points are earned on the following types of spends – fuel, rent, wallet load, jewellery, EMI transactions, purchases converted to EMI post facto, cash advances, payment of outstanding balances, payment of card fees and other card charges.

Milestone benefits : You get additional benefits, based on your annual spending on the card :
– You earn 5000 EDGE points worth ₹1000 , when your annual card spend reached ₹3 lakhs
– Rent and wallet transactions are not included towards reaching this annual spend target of ₹3 lakhs

Complimentary airport lounge access abroad – upto 12 times per year : You get international airport lounge access through the Priority Pass Program – upto 12 times per year.
– Priority Pass membership is activated by doing one transaction on your card , within 90 days of receiving the card.
– Your complimentary Priority Pass is renewed each year, only if you spend ₹3 lakhs or more on your card, in the previous year.

Complimentary airport lounge access in India – upto 2 times per quarter

₹500 discount per month – on grocery purchases on BigBasket
– You get 20% discount (upto ₹500), on BigBasket spends.
– Minimum purchase of ₹2000 is necessary.
– Offer valid once per month , only on an online order (website, mobile site and app) made with Axis Bank Select Credit Card.
– Offer not applicable on products from Bigbasket Specialty Store, and excludes the following products – baby cereals, baby foods, infant formula, organic baby foods and Srilalitha rice of all pack sizes
Hence you get 20% discount on a BigBasket order between ₹2000 and ₹2500, once per month. On an order above ₹2500, your discount% will fall below 20%.

₹300 discount per month – on movie ticket purchases on BookMyShow BOGO (Buy One Get One Free)
– You get up to ₹300 off on the 2nd ticket , on BookMyShow.
– Offer valid once per month, when payment is made with the Axis Bank Select Credit Card

₹200 discount per month – on food delivery orders on Swiggy
– You get ₹200 discount, on orders on Swiggy mobile app or website.
– Minimum order of ₹500 is necessary.
– Hence you get 40% discount on an order of ₹500, discount% will fall as order size increases over ₹500
– Offer valid 2 times per month , when payment is made with the Axis Bank Select Credit Card.

Dining benefits (Dining Delights program) – 25% discount at restaurants, in partnership with EazyDiner
– You get a 25% discount up to ₹800 , at over 4,000 restaurants nationwide.
– Minimum order amount of ₹2,500.
– Hence you get a 25% discount on orders between ₹2,500 and ₹3200. On orders above ₹3200, your discount% will be below 25% since maximum discount is fixed at ₹800.
This offer can be redeemed once every month.

Complimentary golf rounds – upto 9 per year
– You get 6 complimentary golf rounds per year.
– You get additional 3 complimentary golf rounds per year , upon spending ₹3 lakhs on your card during the year.

1% fuel surcharge waiver : You get 1% fuel surcharge waiver at all fuel stations across India –
– Only on fuel transactions between ₹400 and ₹5,000 AND
– Only on upto ₹40,000 fuel spend per month, since the maximum waiver is capped at ₹400 per monthly card statement cycle.

5% cashback on Flipkart : Earn ₹5 on every ₹100 you spend on Flipkart. There is no limit on the spending amount, to earn these rewards.

4% cashback on preferred merchants – Swiggy || Uber || PVR || Cleartrip || Tata Play || Cult Fit : Earn ₹4 on every ₹100 you spend on these preferred merchants. There is no limit on the spending amount, to earn these rewards.

1.50% cashback on all other spends

Airport lounge access in India : Complementary domestic airport lounge access – upto 4 times per year

1% fuel surcharge waiver : Fuel surcharge waiver is applicable at all fuel stations on :
– Only on fuel transactions between ₹400 and ₹4,000 only AND
– Only on upto fuel purchases of ₹40,000 per month (since benefit is capped at ₹400 per monthly card statement cycle)
– Both the above conditions need to be met to avail fuel surcharge waiver

3.20% special benefit on apparel & department store purchases : You earn 16 EDGE REWARD Points worth ₹3.20 , on every ₹100 you spend at department stores and on apparel purchases. This accelerated earning rate is given only on purchases upto ₹7,000 per month in this category.

0.32% basic benefit on all other card spends : You earn 1.60 EDGE Reward points worth ₹0.32 (32 paise), on every ₹100 you  spend on all other purchases

Additional milestone benefits – upto 1% : You earn a bonus of 1500 EDGE REWARD Points worth ₹300 , when you spend ₹30,000 or more during your monthly card statement cycle.

Complimentary visits to airport lounges in India – upto 2 times per quarter : You get 2 complimentary lounge visits per quarter. For details, click here and see participating lounges for set A.

1% fuel surcharge waiver : You get 1% fuel surcharge waiver at all fuel stations across India –
– Only on fuel transactions between ₹400 and ₹5,000 AND
– Only on upto ₹40,000 fuel spend per month, since the maximum waiver is capped at ₹400 per monthly card statement cycle

Upto 30% discount on Swiggy – 2 times per month
– You get 30% discount on Swiggy, upto ₹150 discount per order. To avail this discount, a minimum transaction value of ₹200 is required.
– Hence you shall get a 30% discount , on Swiggy orders between ₹200 and ₹500. On orders above ₹500, your discount% will fall below 30% since the maximum discount is capped at ₹150.
– You can avail the above offer 2 times per month.

Complimentary insurance benefits
– ₹1 lakh purchase protection cover
– US$ 300 coverage for loss of travel documents and check-in baggage delay
– US$ 500 coverage for check-in baggage loss
– ₹1 lakh credit shield cover

25% cashback on Airtel bills – via Airtel Thanks App
– You earn 25% cashback on Mobile, Satellite TV (DTH), Internet & wifi  (Broadband) bills from Bharti Airtel – only on payments upto ₹1,200 per month (since maximum cashback amount is limited to ₹300 per month).
– If you have more than ₹1,200 of payments in a month – your percentage cashback will be lower than 25% and will depend on the total bill amount (since maximum cashback is fixed at ₹300 per month).

10% cashback on water, electricity and gas bills – via Airtel Thanks App
– You earn 10% cashback on your water, electricity and gas bills , only on payments upto ₹3,000 per month (since maximum cashback amount is ₹300 per month).
– If you have more than ₹3,000 of such payments in a month – your percentage cashback will be lower than 10% and will depend on the total bill amount (since maximum cashback is fixed at ₹300 per month).

10% cashback on grocery purchases and food orders – through Swiggy, Zomato, and BigBasket
– You earn 10% cashback on Swiggy, Zomato, and BigBasket purchases – only on combined purchases of upto ₹5,000 per month across these 3 merchants (since maximum cashback is ₹500 per month)
– If you have more than ₹5,000 in combined purchases per month – your percentage cashback will be lower than 10% and will depend on the total amount of your purchases (since maximum cashback is fixed at ₹500 per month)

1% cashback on all other spends

1 free visit every quarter – to airport lounges in India : For list of lounges please click here – Axis Airtel Lounges List

Dining benefits
– 15% discount at partner restaurants in India, on dining spends between ₹2500 to ₹3333 (since maximum cashback is limited to ₹500 per month and minimum order size is ₹2500 to avail this offer).
– If you have more than ₹3,333 dining spends per month – your percentage cashback will be lower than 15% and will depend on the total amount of your dining spends (since maximum cashback is fixed at ₹500 per month)

10% discount on Myntra (fashion)
– You get a flat 10% discount on all orders above  ₹500 (minimum order amount needs to be ₹500)
– There is no restriction on the number of times you can avail this discount. There is also no restriction on the maximum discount amount per order..
– Discount is applicable on a selected Myntra collection for Axis Neo customers

5% discount on utility bills paid through Amazon Pay
– You get 5% discount on your utility bills (applicable on mobile recharge, broadband bills & DTH recharge paid through Amazon Pay) – only on upto ₹3000 total bill payments per month (since maximum discount is capped at ₹150 per monthly card statement cycle).
– You can avail this offer 1 time per month

10% discount on Blinkit
– You can avail this offer 1 time per month.
– You get 10% discount on a single order between  ₹750 and  ₹2500  (since minimum order amount is  ₹750 and maximum discount is ₹250 per order). On orders above ₹2500, discount% will fall below 10% since maximum discount is capped at ₹250.

40% discount on Zomato
– You get a 40% discount on orders between  ₹200 and ₹300  (since minimum order amount is  ₹200 and maximum discount is ₹120 per order). On orders above ₹300, discount% will fall below 40% since maximum discount is capped at ₹120.
– You can avail this discount 2 times per month.

10% discount on movie tickets from BookMyShow
– You get 10% discount on movie ticket purchases upto ₹1000 per month (since maximum discount is ₹100 per month). On purchases above ₹1000, discount% will fall below 10% since maximum discount is capped at ₹100.
– The discount can be availed any number of times, but the maximum discount is capped at ₹100 per month.

Dining benefits (Dining Delights program)
– You get a 15% discount up to ₹500 , at over 4,000 restaurants nationwide. Minimum order amount of ₹2,500.
– Hence you get a 15% discount on orders between ₹2,500 and ₹3,333. On orders above ₹3,333, your discount% will be below 15% since maximum discount is fixed at ₹500.
– This offer can be redeemed once every month.

0.10% benefit on all other spends
– You earn 0.5 EDGE Reward point worth 10 paise , on every ₹100 you spend on all other purchases.

5% cashback on paying utility bills, DTH and mobile recharge – only on Google Pay app : You earn ₹5 on every ₹100 you spend on :
– utility payments (electricity, water, gas, LPG and broadband),
– DTH and
– mobile recharge
(only through the Google Pay app)
There is no cap on the spending amount.

4% cashback on Swiggy, Zomato and Ola : You earn ₹4 on every ₹100 you spend on –
– Food ordering (Swiggy and Zomato)
– Ridesharing (Ola)
There is no cap on the spending amount.

2% cashback on all other card spends : You earn ₹2 on every ₹100 you spend on all other purchases.

Complimentary airport lounge access in India –  upto 4 times per year

1% fuel surcharge waiver : Valid at all fuel stations –
– only on fuel transactions between ₹400 and ₹4,000 AND
– only on fuel purchases upto ₹50,000 per month

5% earning on fuel purchases –
– 4% benefit on IOCL fuel expenses : You earn 20 reward points worth ₹4 , on every ₹100 you spend at IOCL fuel outlets – on purchases between ₹ 100 and ₹ 5,000 per month. 1 reward point = ₹0.20 or 20 paise.
– 1% fuel surcharge waiver at all fuel stations : only on fuel spends between ₹ 200 and ₹ 5,000 per month

1% benefit on ‘online shopping‘ : You earn 5 reward points worth ₹1 , on every  ₹ 100 you spend on online shopping – on purchases between  ₹ 100 and  ₹ 5,000 per month. 1 reward point = ₹0.20 or 20 paise.

0.20% benefit on all other purchases : You earn 1 reward points worth ₹ 0.20 (20 paisa), on every  ₹ 100 spent on all other purchases. Exceptions – no reward points earned for rent, utilities, educational services, and government institutions

Dining benefits – 15% discount at restaurants, in partnership with EazyDine. You get a 15% discount up to ₹500 , at over 4,000 restaurants nationwide. Minimum order amount of ₹2,500. Hence you get a 15% discount on orders between ₹2,500 and ₹3,333. On orders above ₹3,333, your discount% will be below 15% since maximum discount is fixed at ₹500.
This offer can be redeemed once every month.

10% discount on Bookmyshow : You get 10% discount on Bookmyshow app or website

10% cashback on Samsung purchases : You earn 10% cashback on Samsonite purchase/s based on below 2 conditions:
✔︎ On maximum Samsung purchase/s of ₹50,000 per month, since maximum discount per month is restricted to ₹5,000 (can be 1 or more than 1 transaction) AND
✔︎ On maximum Samsung purchase/s of ₹2 lakh per year, since maximum discount per year is restricted to ₹20,000 per year
If you meet both the above conditions, you shall get a 10% cashback on your Samsung purchases, otherwise your effective cashback will fall below 10%. Important terms & conditions:
– Offer applicable on online purchases at – Samsung eStore https://www.samsung.com/in/ and Samsung Shop App
– Offer applicable on online purchases at Flipkart
– Offer applicable at physical stores – under ‘Brand EMI’ on Pinelabs terminals and Benow Soft POS machines (on EMI purchases as well)
– Offer applicable at Samsung service centers – on PayU Soft POS machines.

3% special benefit on preferred merchants : Earn 15 reward points worth ₹3 , on every ₹100 you spend at preferred merchants listed below :
– Zomato
– Bigbasket
– Myntra
– Tata 1mg
– Urban Company

3% special benefit on international spends : Earn 15 reward points worth ₹3 , on every ₹100 you spend on international transactions.

1% basic benefit on all other purchases : Earn 5 reward points worth ₹1 , on every ₹100 you spend on all other purchases

Complimentary visits to airport lounges in India – upto 8 times per year : You enjoy free visits to airport lounges in India – upto 8 times per year . For full list of lounges and all terms & conditions, please click here – Axis Samsonite Infinity Airport Lounges , and see ‘Participating Lounges for Set B’

Complimentary visits to airport lounges outside India – upto 6 times per year : You receive a complimentary Priority Pass membership worth $99 , and enjoy free visits to international airport lounges – upto 6 times per year . ​​For details and terms & conditions, please click here –  Priority Pass Membership program

Dining benefits :
– You get a 25% discount up to ₹800 , at over 4,000 restaurants nationwide. Minimum order amount of ₹2,500. Hence you get a 25% discount on orders between ₹2,500 and ₹3,200. This offer can be redeemed twice every month.
– You also get free membership for 1 year, to the EazyDiner Prime program.

Fuel surcharge waiver : You get 1% fuel surcharge waiver at all fuel stations across India – only on fuel transactions between ₹400 and ₹5,000

5% cashback on Freecharge spends : You earn 5% cashback on all Freecharge spends.

2% cashback on ‘local commute’ spends : You earn 2% cashback on local commute expenses.

1% cashback on all other card spends : You earn 1% cashback on all other spends.

Dining benefits : You get a 15% discount up to ₹500 , at over 4,000 restaurants nationwide. Minimum order amount of ₹2,500. Hence you get a 15% discount on orders between ₹2,500 and ₹3,333. This offer can be redeemed once every month.