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The Axis Bank PRIDE PLATINUM Credit Card is exclusively tailored for Indian Defence Personnel & Government of India employees. It is a personalised card , with shades of the Indian Tricolour.

Brief Summary

Our Rating
3.0 / 5


Our View :

The card is targeted at the Indian Defence personnel.

The cards comes with a welcome offer of nil annual fee for the 1st year. Annual fee from the 2nd year onwards is waived off at ₹20,000 annual card spend.

on Axis Bank website

Axis Bank PRIDE PLATINUM Credit Card

Special Benefits

Personalised card – for Indian Defence Personnel & Government of India employees

Other Benefits

Dining benefits through Eazydiner partnership

Minimum Income

Not specified

Annual Fee

₹ 500

Annual Fee Offers

Welcome offer worth ₹250
Renewal offer : Annual fee waived at ₹20,000 annual card spend

Axis Bank PRIDE PLATINUM Credit Card : Summary Table

Personalised card Personalised card with shades of Indian Tricolour – for Indian Defence Personnel & Government of India employees. Dedicated 4th embossing line for serving the nation.
0.40% benefit on all card spends You earn 2 EDGE reward point worth ₹0.40 or 40 paise , on every ₹100 you spend on all purchases.
– 1 EDGE reward point = ₹0.20 or 20 paise.

No rewards are given on fuel spends.
Dining benefits (Dining Delights program)– 15% discount at over 4000 restaurants, in partnership with EazyDiner– This offer can be redeemed once every month.
– You get a 15% discount up to ₹500. Minimum order amount of ₹2,500.
– Hence you get a 15% discount on an order between ₹2,500 and ₹3,333. On orders above ₹3,333, your discount% will be below 15%, since maximum discount is fixed at ₹500.
Fuel surcharge waiverYou get 1% fuel surcharge waiver –
– only on fuel transactions between ₹400 and ₹4000, and
– only on fuel purchases of upto ₹25000 per month (since the maximum waiver amount is restricted to ₹250 per monthly card statement cycle)
– No rewards are given on fuel spends.
Exclusive deals on Axis Grabdeals platformAxis Grabdeals is a platform where Axis Bank presents its exclusive tieups with a large variety of partners. There are more than 50 exclusive deals available on Axis Grabdeals – from large online stores, fashion, groceries, travel etc. 

For details, please visit click here – Axis Grabdeals Platform
₹250 annual fee
Annual fee offers – 
Welcome offer :
Nil annual fee for 1st year
Renewal fee offer :
– Annual fee is not charged from the 2nd year onwards, if you spend ₹20,000 or more in the previous year.
– Rent transactions and wallet transactions are not counted as eligible spends towards availing this spend-based annual fee waiver

Pros & Cons

Benefits

  • Personalised card , with shades of the Indian Tricolour.

Limitations and drawbacks to consider

  • The reward rates on card spending are low.

Full Review of the Axis Bank PRIDE PLATINUM Credit Card

Features & Benefits of Axis Bank PRIDE PLATINUM Credit Card

0.40% benefit on all card spends

Dining Benefits – Dining Delights Program

Fuel surcharge waiver

Other Cardholder Benefits

Zero lost card liabilityWith zero lost card liability, you are protected against any fraudulent misuse of your credit card, from the moment the loss is reported.
Easy EMI conversionsCustomers can convert their credit card purchases of ₹2,500 or more into easy EMIs.The program offers the convenience of paying back in parts rather than the entire amount upfront. However it is best to pay your credit card in full, and only use such facilities if you face a financial emergency.
24/7 customer supportPlease click here for all the options to contact the bank for various issues and escalations

Important Card Fees and Charges

Annual fee and annual fee offers

Annual feeAnnual fee offers
1st year joining feeNilWelcome offer : No annual fee is charged in the 1st year.
Renewal fee from 2nd year onwards₹250Renewal fee offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹20,000 or more in the previous year.

Late payment fee

Late payment fees depends on the total payment due. This fee is charged if you do not pay even the minimum amount due on your credit card bill.

Total bill amount dueLate payment charges
Less than ₹500None
Between ₹501 – ₹5000₹500
Between ₹5,001 – ₹10,000₹750
More than ₹10,001₹1200

Foreign currency mark-up fee
3.50% of the transaction amount. This fee is charged when you use your card outside India.

Finance charges
2.95% per month

Important Note

– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– To view all fees & charges on this card, please click here – Axis Bank PRIDE PLATINUM Credit Card Fees & Charges

Eligibility Criteria

Occupation Indian Defence personnel, and Government of India employees
Minimum age18 years
Maximum age70 years
Minimum income requirementsNot specified
Credit scoreNot specified , preferably above 700-750

Application Process & Tracking Application Status

Step-by-step guide to applying for the card

Online application processThe easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the Axis Bank website. You can also visit official website of the bank and fill out the application form.

Steps :
– The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy
– To apply, simply provide your personal details such as your mobile phone number, income, PAN number, along with the required documents 
– Review your application and click submit.
Await confirmation from Axis Bank regarding the status of your application.
Offline (face to face)  application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process.
Approval timeline and processThe credit card decision would be communicated within maximum 21 working days, in most cases. In certain cases, it could take longer especially if the bank would want more information and/or documents from you

Please click here to track the status of your Axis Bank Credit Card application.

Necessary documents and verification

Required documents 
– PAN card photocopy or Form 60
– Colour photograph
– Income proof : Latest payslip/Form 16/IT return copy 
– Residence proof (any one of the following) : Passport , Ration Card, Electricity bill, Landline telephone bill
– Identity proof (any one of the following) : Passport, Driving license, PAN card, Aadhaar card

Please note that this list is only indicative. Documents required may vary on a case-to-case basis.

Conclusion

In conclusion, the Axis Bank PRIDE PLATINUM Credit Card is a good entry level card targeted at Indian Defence personnel, and Government of India employees. It offers discounts on a variety of partners- EazyDiner and other exclusive parters listed on Axis Grabdeals platform.

However the reward rates on card spending are low.

Apply Now

on Axis Bank website

Frequently Asked Questions

How do I apply for the Axis Bank PRIDE PLATINUM Credit Card?

The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the Axis Bank website. You can also visit official website of the bank and fill out the application form.

How does the Axis Bank PRIDE PLATINUM Credit Card’s rewards program work?

It offers discounts on a variety of partners- EazyDiner and other exclusive parters listed on Axis Grabdeals platform. You also earn Axis EDGE Reward Points on your card spending – 0.40% reward rate on all card spends.

Is the Axis Bank PRIDE PLATINUM Credit Card equipped with contactless payment technology?

Yes, the Axis Bank PRIDE PLATINUM Credit Card is contactless-enabled, allowing you to make quick and secure payments by simply tapping the card at enabled terminals. This feature enhances convenience and speeds up transactions.

Can I convert high-value purchases into easy monthly instalments?

Yes, the Axis Bank PRIDE PLATINUM Credit Card offers the option to convert high-value purchases into convenient monthly instalments with attractive interest rates. This feature provides flexibility in managing expenses and helps you budget effectively. However it is best to pay off your card bill in full and only use this feature in case of emergencies.

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