Our Money Guide
AU Bank Zenith+ Credit Card

Pros and Cons of AU Bank Zenith+ Metal Credit Card


  • Good lifestyle benefits like airport lounge access, airport meet & assist, golf, movie tickets, insurance benefits and more
  • Good annual fee related offers


  • Reward rate on card spending is comparatively low, especially on shopping spends

Features & Benefits of AU Bank Zenith+ Metal Credit Card

2% benefit on travel spends, dining spends, and international spends || 1% benefit on all other card spends

You earn 2 reward points worth ₹2, on every ₹100 spent on travel, dining, and abroad. You earn 1 reward point worth ₹1, on every ₹100 you spend on all other card purchases.

1 reward point = ₹1, and can be redeemed on AU Bank’s rewards redemption portal for vouchers, products and more.

No reward points are given on cash withdrawals, EMI transactions and fuel transactions.

Upto 1.3% additional benefit, through monthly milestone program

You get 1000 reward points worth ₹1000, on monthly card spend of ₹75,000 – 1.3% reward.

Fuel transactions, cash withdrawals and EMI transactions are not eligible for monthly milestone card spend calculation

Complimentary Taj Epicure membership – at ₹12 lakhs annual card spend

You get free membership of Taj Epicure, when you spend ₹12 lakhs in a year, on your card.

Taj Epicure is a luxury food & beverage, as well as hotel membership program from the Taj/Tata group of hotels. It gives access to high-end dining & hotel experiences across properties taking part in the program.

Complimentary access to airport lounges outside India – 16 times per year

You get free visits to international airport lounges, 16 times each year (maximum 4 times per quarter).

Complimentary access to airport lounges in India – 16 per year

You get free visits to domestic airport lounges, 16 times each year.

Airport meet & assist services, 4 times per year

You get end-to-end VIP check-in at select airports in India, 4 times per year (maximum 1 time per quarter).

BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹8000 per year

When you buy one ticket, you get upto ₹500 off on the second ticket, at BookMyShow.

This offer can be availed 16 times per year, maximum 4 times per quarter. Hence you get benefits upto ₹8000 each year.

Complimentary golf – 8 free golf rounds/lessons per year

You get free golf rounds/ lessons, 8 per year (maximum 2 per quarter).

Low fee (forex markup fee) of 0.99% on international card transactions

You get a low fee of 0.99% on foreign transactions.

This is a unique benefit, since most cards in the industry charge around 3.50% on foreign card transactions. Hence this is a very useful benefit for those who travel abroad frequently. 

Complimentary insurance benefits

You get a range of free insurance benefits.

– Air accident cover – upto ₹2 crore
– Card liability cover – upto ₹15 lakhs
– Credit shield – upto ₹15 lakhs
– Purchase protection – upto ₹50,000
– Other travel related covers – In event of baggage delay, delay in flight, loss of passport and plane hijack.
– Device protection plan on mobile phones, and 1-year extended warranty for mobile phones, tablets, laptops, and white goods purchased.

Fuel surcharge waiver, upto ₹1000 per month

You get 1% fuel surcharge waiver on fuel purchases upto ₹1 lakh per month, since the waiver amount is restricted to ₹1000 per month.

Some fuel pumps may charge more than 1% surcharge, the monthly waiver would still be capped at ₹1000 in all cases

AU Bank customer care number

You can contact AU Bank 24/7, please click here for details – AU Customer Care Numbers & Other Contact Details

AU Bank Zenith+ Metal Credit Card Fees & Charges

Annual fee

Annual feeAnnual fee offers
1st year joining fee₹4999Welcome offer : You get 5000 reward points worth ₹5000, when you do your 1st card transaction, within 30 days of card issuance date
Renewal fee from 2nd year onwards₹4999Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹8 lakhs or more in the previous year.

In case you do not qualify for this offer, you are given 5000 reward points worth ₹5000, on payment of renewal fee.

To view all fees and charges and details, please click here – AU Credit Cards Fees & Charges . Taxes applicable on all fees and charges, as per existing law.

Eligibility criteria

Minimum agePrimary card member: 20 years
Add-on card member: 18 years
Maximum age60 years
OccupationSalaried or self-employed
Minimum income requirementsNet income of ₹2.50 lakhs per month
Credit scoreGood credit score, preferably above 750
LocationApplicant should be based in the credit card sourcing locations of AU bank

Documents required

Required documents 
– PAN card copy
– Identity proof : PAN card , driving license, valid passport, voter ID (any one)
– Address proof : electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement (any one)
– Income proof : latest salary slip/s, income tax return etc

Additional documents maybe required on a case-to-case basis.

How do I apply for the AU Bank Zenith+ Metal Credit Card?

Online application process 
The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the AU Bank website.

You can also visit official website of the bank and fill out the application form. The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy.

Steps :
– To apply, simply provide your personal details, such as your PAN number, mobile phone number, income & emplyment details, , address, along with the other requirements asked for
– Submit the application
Offline (face to face)  application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process.
Apply Now

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