Our Money Guide

Pros and Cons of AU Bank Altura Credit Card 

Pros

  • Low annual fee of ₹199
  • Low annual card spend requirement of ₹40,000, to get annual fee waiver from 2nd year onwards
  • 2% cashback on grocery purchases, department store purchases, utility bill payments

Cons

  • Low monthly spend limit to earn 2% cashback on the 3 promotion categories (grocery purchases, department store purchases, utility bill payments)

Features & Benefits of AU Bank Altura Credit Card

2% cashback on grocery purchases || department store purchases || utility bill payments – on purchases/payments upto ₹2500 per month

You get ₹2 (as cashback), on every ₹100 you spend in these categories.

This is valid only on purchases upto ₹2500 per month, since the maximum cashback at this rate is restricted to ₹50 per month.

1% cashback on all other card spends, on spends upto ₹5000 per month

You get ₹1 (as cashback), on every ₹100 you spend on all other card purchases. This is valid only on purchases upto ₹5000 per month, since the maximum cashback at this rate is restricted to ₹50 per month.

No cashback is given on following card spends – fuel, rent and wallet loads.

Complimentary railway lounge access – 2 per quarter

You get free visits to railway lounges in India, 8 times per year (maximum 2 times per quarter).

Fuel surcharge waiver, upto ₹100 per month

You get 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹5000 only. This benefit is applicable only on fuel purchases upto ₹10,000 per month, since the waiver amount is restricted to ₹100 per month

Some fuel pumps may charge more than 1% surcharge, the monthly waiver would still be capped at ₹100 in all cases

AU Bank customer care number

You can contact AU Bank 24/7, please click here for details – AU Customer Care Numbers & Other Contact Details

AU Bank Altura Credit Card Fees & Charges

Annual fee

Annual feeAnnual fee offers
1st year joining fee₹199Welcome offer : 1st year annual fee is waived off, when you spend ₹10,000 or more within 90 days of card generation date.
Renewal fee from 2nd year onwards₹199Renewal offer : Annual fee not charged from the 2nd year onwards, if you spend ₹40000 or more in the previous year.

Hence this card is virtually free, if you spend ₹40000 or more in a year.

To view all fees and charges, please click here – AU Credit Cards Fees & Charges

Eligibility criteria

Minimum agePrimary card member: 20 years
Add-on card member: 18 years
Maximum age60 years
OccupationSalaried or self-employed
Minimum income requirementsShould have a regular source of income , minimum income not specified
Credit scoreGood credit score, preferably above 750
LocationApplicant should be based in the credit card sourcing locations of AU bank

Documents required

Required documents 
– PAN card copy
– Identity proof : PAN card , driving license, valid passport, voter ID (any one)
– Address proof : electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement (any one)
– Income proof : latest salary slip/s, income tax return etc

Additional documents maybe required on a case-to-case basis.

How do I apply for the AU Bank Altura Credit Card ?

Online application process 
The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the AU Bank website.

You can also visit official website of the bank and fill out the application form. The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy.

Steps :
– To apply, simply provide your personal details, such as your PAN number, mobile phone number, income & emplyment details, , address, along with the other requirements asked for
– Submit the application
Offline (face to face)  application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process.
Apply Now

Compare Products
Action Add Product
Image
Title
Price
Stock Status
Quantity
Add To Cart
Review
IndusInd Nexxt Credit Card
IndusInd Nexxt Credit Card
0 customer review
Yes Bank BYOC Credit Card
Yes Bank BYOC Credit Card
0 customer review
Air India SBI Platinum Card
Air India SBI Platinum Card
0 customer review
Air India SBI Signature Card
Air India SBI Signature Card
0 customer review
SBI Etihad Guest Card
Etihad Guest SBI Card
0 customer review
SBI Etihad Premier Card
Etihad Guest SBI Premier Card
0 customer review
SimplySAVE UPI SBI Card
SimplySAVE UPI SBI Card
0 customer review
Paytm SBI Card
Paytm SBI Card
0 customer review
Apollo SBI Card
Apollo SBI Credit Card
0 customer review
SBI Ola Card
OLA Money SBI Credit Card
0 customer review