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6E Rewards XL IndiGo HDFC Bank Credit Card is a co-brand card launched by HDFC Bank, in partnership with Indigo, India’s largest domestic airline. The card gives attractive rewards not only on Indigo ticket purchases, but also on variety of your day-to-day expenses. All rewards that you get can only be used on Indigo, hence the card is suitable only if you are regular Indigo flier.

Brief Summary

Our Rating
4.0 / 5

Our View :

Best for those who like fly Indigo, you get 5% benefit on Indigo spends , 3% on grocery, dining and entertainment spends, and 2% on all other spends. While the benefits are appealing, you need to be a regular Indigo flier since the earned benefits can only be used on Indigo flight bookings.

You also get other travel benefits like complimentary use of dometic airport lounges – 2 times per quarter, and discounted convenience fee on Indigo bookings.


You get an attractive welcome offer worth over ₹4000. Though there is no spend based renewal fee waiver, the attractive rewards on your card spending should be able to make up.

on HDFC Bank website

6E Rewards XL IndiGo HDFC Bank Credit Card

Special Benefits

5% benefit on Indigo spends. 3% on grocery, dining and entertainment spends

Other Benefits

2% on all other card spends. Complimentary domestic airport lounge access

Minimum Income

Salaried : ₹1.20 lakhs per month
Self-Employed : ₹14.4 lakhs per year

Annual Fee

₹ 1500

Annual Fee Offers

Welcome offer : Welcome ticket voucher worth ₹3000. One ‘6E Prime-Add-on’ worth ₹1099

6E Rewards XL IndiGo HDFC Bank Credit Card

6E Rewards XL IndiGo HDFC Bank Credit Card: Summary Table

5% benefit on Indigo spendsYou earn 5 reward points (called 6E reward points) worth ₹5 , on every ₹100 you spend at Indigo.
– One 6E reward point = ₹1, and can be redeemed for booking Indigo tickets
– Not valid on group, corporate, SME and agent bookings.
– Reward points are valid for 2 years from date of issuance.
3% benefit on grocery, entertainment and dining spends You earn 3 reward points (6E reward points) worth ₹3 , on every ₹100 spend you spend on grocery, entertainment, and dining.
– One 6E reward point = ₹1, and can be redeemed for booking Indigo tickets
– Reward points are valid for 2 years from date of issuance.
2% benefits on all other card spends You earn 2 reward point (6E reward point) worth ₹2, on every ₹100 spend you spend on all other spends.
– One 6E reward point = ₹1, and can be redeemed for booking Indigo tickets
– Reward points are valid for 2 years from date of issuance.
Complimentary domestic airport lounge access – 2 per quarterYou get free visits to airport lounges in India – upto 2 per quarter.
– Please click here to view the list of lounges.
Discounted convenience fee on Indigo You enjoy discounted convenience fee of ₹150 per passenger, on Indigo.
₹1500 annual feeAnnual fee offers –
Welcome offers :
– You get a welcome ticket voucher worth ₹3000 , on doing a minimum of 3 card transactions each month, for the first 3 months.
– You also get one ‘6E Prime-Add-on’ worth ₹1099. This gives you various benefits, including a priority check-in, complimentary meal, seat selection and assistance.

Renewal offer : Nil
Minimum income requirements Salaried : Gross income of ₹1.20 lakhs per month
Self-employed : ₹14.4 lakhs per year

Pros and Cons of 6E Rewards XL IndiGo HDFC Bank Credit Card

Pros

  • 5% benefit on Indigo spends.
  • 3% on grocery, dining and entertainment spends
  • You get 2% on all other cards spends, which is a healthy flat-rate reward rate on all card spends
  • Complimentary use of dometic airport lounges – 2 times per quarter

Cons

  • While the benefits are appealing, you need to be a regular Indigo flier since the earned benefits can only be redeemed/used for Indigo flight bookings.
  • Not a good card for other major spending needs like shopping, fuel, bill payments etc. You need to consider other cards for these spending needs

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Cashback Rates 1% – 5%

1% – 5%

1.5% – 5%

2% – 5%

Other benefits Fuel Surcharge WaiverFuel Surcharge WaiverFuel Surcharge WaiverFuel Surcharge Waiver
Annual Fee ₹1,000 + Applicable Taxes

No Annual Fees

₹500

₹499

Annual Fee Offers Annual Fee Reversal on meeting ₹1,00,000 spends

Annual fee waived off on annual spends greater than ₹. 2,00,000.

Annual fee waived off on annual spends greater than ₹. 2,00,000.

Minimum Income Not Specified

Not Specified

Not Specified

Not Specified

Features & Benefits of 6E Rewards XL IndiGo HDFC Bank Credit Card

5% benefit on Indigo spends

3% benefit on grocery, entertainment and dining spends

You earn 3 reward points (6E reward points) worth ₹3 , on every ₹100 spend you spend on grocery, entertainment, and dining.

One 6E reward point = ₹1, and can be redeemed for booking Indigo tickets. Reward points are valid for 2 years from date of issuance.

2% benefits on all other card spends 

You earn 2 reward points (6E reward point) worth ₹2, on every ₹100 spend you spend on all other spends.

One 6E reward point = ₹1, and can be redeemed for booking Indigo tickets. Reward points are valid for 2 years from date of issuance.

Complimentary domestic airport lounge access – 2 per quarter

Discounted convenience fee on Indigo

HDFC Bank customer care number

Zero lost card liability

6E Rewards XL IndiGo HDFC Bank Credit Card Fees and Charges

Annual fee & annual fee offers

Annual feeAnnual fee offers
1st year joining fee₹1500Welcome offers
– You get a welcome ticket voucher worth ₹3000.
– You also get one ‘6E Prime-Add-on’ worth ₹1099.
Renewal fee from 2nd year onwards₹1500

Important Note

– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– To view all/updated fees & charges on this card, please click here – HDFC Bank Credit Card Fees & Charges

Eligibility Criteria

Although your credit card eligibility is based on multiple parameters which can be assessed once you apply for an HDFC Credit Card, there are certain basic criteria that all applicants must fulfil. 

Minimum age21 years
Maximum ageSalaried – 60 years
Self employed – 65 years
Occupation Salaried or self employed
Minimum income requirementSalaried : Gross income of ₹1.20 lakhs per month.
Self-employed : ₹14.4 lakhs per year.
Credit scoreNot specified, credit score of 750 or more is generally preferred

How To Apply & Track Your Application Status?

Step-by-step guide –

Online application process 
The easiest way is to click here – APPLY NOW , you will be taken to the card application page on the HDFC Bank website. You can also visit official website of the bank and fill out the application form.

Steps :
– The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy.
– To apply, simply provide your personal details, such as your mobile phone number, income, and PAN number, along with the required documents.
– Submit your application
Offline (face to face)  application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process.
Whatsapp BankingYou can also apply for your card through HDFC Whatsapp Banking. Here are the steps to apply for an HDFC credit card through WhatsApp banking:

1. Save the Chat Banking number 7070022222 (HDFC Bank WhatsApp number) in your contacts
2. Send “Hi” 
3. Choose the desired option OR simply type your query, for example – “Apply for Credit Card”
4. Apply and wait for further instructions or updates on your card application status.
Tracking your application statusClick here to track the status of your HDFC Bank Credit Card application.

You can also check the status of your application through Chat with EVA. Simply ask the chatbot to help you track your credit card applications and follow its instructions.

Necessary documents –

Required documents 
– PAN card copy
– Identity proof : PAN card , driving license, valid passport, voter ID (any one)
– Address proof : electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement (any one)
– Income proof : latest salary slip/s, income tax returns

You maybe required to provide additional documents, on a case-to-case basis.
Apply Now

on HDFC Bank website

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