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6E Rewards IndiGo HDFC Bank Credit Card is an entry level co-brand card launched by HDFC Bank, in partnership with Indigo, India’s largest domestic airline. The card gives attractive rewards not only on Indigo ticket purchases, but also on variety of your day-to-day expenses. All rewards that you get can only be used on Indigo, hence the card is suitable only if you are regular Indigo flier.

Brief Summary

Our Rating
3.50 / 5

Our View :

Best entry level card for those who like to fly Indigo, you get 2.50% benefit on Indigo spends , 2% on grocery, dining and entertainment spends, and 1% on all other spends. While the benefits are appealing, you need to be a regular Indigo flier since the earned benefits can only be used on Indigo flight bookings.


You get an attractive welcome offer worth over ₹2500.

HDFC 6E Indigo Credit Card

on HDFC Bank website

6E Rewards IndiGo HDFC Bank Credit Card

Special Benefits

2.50% benefit on Indigo spends.

Other Benefits

2% on grocery, dining and entertainment spends

Minimum Income

Salaried : ₹50,000 per month
Self-Employed : ₹7.20 lakhs per year

Annual Fee

₹ 500

Annual Fee Offers

Welcome offer : Welcome ticket voucher worth ₹1500. One ‘6E Prime-Add-on’ worth ₹1099

6E Rewards IndiGo HDFC Bank Credit Card : Summary Table

2.50% benefit on Indigo spendsYou earn 2.50 reward points (called 6E reward points) worth ₹2.50 , on every ₹100 you spend at Indigo.
– One 6E reward point = ₹1, and can be redeemed for booking Indigo tickets
– Not valid on group, corporate, SME and agent bookings.
– Reward points are valid for 2 years from date of issuance.
2% benefit on grocery, entertainment and dining spends You earn 2 reward points (6E reward points) worth ₹2 , on every ₹100 spend you spend on grocery, entertainment, and dining.
– One 6E reward point = ₹1, and can be redeemed for booking Indigo tickets
– Reward points are valid for 2 years from date of issuance.
1% benefits on all other spends You earn 1 reward point (6E reward point) worth ₹1, on every ₹100 spend you spend on all other spends.
– One 6E reward point = ₹1, and can be redeemed for booking Indigo tickets
– Reward points are valid for 2 years from date of issuance.

Exception – no reward points are given on wallet transactions.
Discounted convenience fee on Indigo You enjoy discounted convenience fee of ₹150 per passenger, on Indigo.
₹500 annual feeAnnual fee offers –
Welcome offers :
– You get a welcome ticket voucher worth ₹1500 , on doing a minimum of 3 card transactions each month, for the first 3 months.
– You also get one ‘6E Prime-Add-on’ worth ₹1099. This gives you various benefits, including a priority check-in, complimentary meal, seat selection and assistance.

Renewal offer : Nil
Minimum income requirements Salaried : ₹50,000 per month
Self-employed : ₹7.20 lakhs per year

Pros and Cons of 6E Rewards IndiGo HDFC Bank Credit Card

Pros

  • 2.50% benefit on Indigo spends.
  • 2% on grocery, dining and entertainment spends

Cons

  • You need to be a regular Indigo flier since the earned benefits can only be used on Indigo flight bookings.
  • Not a good card for other major spending needs like shopping, fuel, bill payments etc. You need to consider other cards for these spending needs

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Cashback Rates 1% – 5%

1% – 5%

1.5% – 5%

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Other benefits Fuel Surcharge WaiverFuel Surcharge WaiverFuel Surcharge WaiverFuel Surcharge Waiver
Annual Fee ₹1,000 + Applicable Taxes

No Annual Fees

₹500

₹499

Annual Fee Offers Annual Fee Reversal on meeting ₹1,00,000 spends

Annual fee waived off on annual spends greater than ₹. 2,00,000.

Annual fee waived off on annual spends greater than ₹. 2,00,000.

Minimum Income Not Specified

Not Specified

Not Specified

Not Specified

Detailed Review of the 6E Rewards IndiGo HDFC Bank Credit Card

HDFC 6E Indigo Credit Card

Features & Benefits of 6E Rewards IndiGo HDFC Bank Credit Card

2.50% benefit on Indigo spends

You earn 2.50 reward points (called 6E reward points) worth ₹2.50 , on every ₹100 you spend at Indigo. One 6E reward point = ₹1. This is not valid on group, corporate, SME and agent bookings.

Rewards earned will be transferred to your IndiGo account at the end of the month. Rewards can be only redeemed through your IndiGo account on flight bookings and 6E Add-ons & services. 

6E Rewards are valid till 2 years starting from the month in which rewards were posted.

For more details please click here.

2% benefit on grocery, entertainment and dining spends

You earn 2 reward points (6E reward points) worth ₹2, on every ₹100 spend you spend on grocery, entertainment, and dining. One 6E reward point = ₹1.

Rewards earned will be transferred to your IndiGo account at the end of the month. Rewards can be only redeemed through your IndiGo account on flight bookings and 6E Add-ons & services. 6E Rewards are valid till 2 years starting from the month in which rewards were posted.

1% benefits on all other card spends

You earn 1 reward point (6E reward point) worth ₹1, on every ₹100 spend you spend on all other spends. One 6E reward point = ₹1. No reward points are given on wallet transactions.

Rewards earned will be transferred to your IndiGo account at the end of the month. Rewards can be only redeemed through your IndiGo account on flight bookings and 6E Add-ons & services. 6E Rewards are valid till 2 years starting from the month in which rewards were posted.

Discounted convenience fee on Indigo

You enjoy discounted convenience fee of ₹150 per passenger, on Indigo.

HDFC customer care number

Your bank is always available; please click here for all the options to contact the bank.

Zero lost card liability

In the unfortunate event of you losing your Credit Card, please report it immediately to the 24-hour call centre. After reporting the loss, you have zero liability on any fraudulent transactions made on your Credit Card.

Card Fees and Charges

Annual fee & annual fee offers

Annual feeAnnual fee offers
1st year joining fee₹500Welcome offers :
– You get a welcome ticket voucher worth ₹1500 , on doing a minimum of 3 card transactions each month, for the first 3 months.
– You also get one ‘6E Prime-Add-on’ worth ₹1099. This gives you various benefits, including a priority check-in, complimentary meal, seat selection and assistance.

The validity of these benefits is till 6 months.
Renewal fee from 2nd year onwards₹500Renewal fee offer : Nil

Important Note

– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– To view all fees & charges on this card, please click here – 6E Rewards IndiGo HDFC Bank Credit Card Fees & Charges

Eligibility Criteria

Although your credit card eligibility is based on multiple parameters which can be assessed once you apply for a Credit Card, there are certain basic criteria that all applicants must fulfil. 

Minimum age21 years
Maximum ageSalaried : 60 years
Self-employed : 65 years
Occupation Salaried or self employed
Minimum income requirementSalaried : Gross income of ₹50,000 per month
Self-employed : ₹ 7.20 lakhs per year (in ITR)
Credit scoreNot specified, a minimum credit score of 700-750 is generally preferred

How To Apply & Track Your Application Status ?

Step-by-step guide –

Online application process 
The easiest way is to click here – APPLY NOW , you will be taken to the card application page on the HDFC Bank website. You can also visit official website of the bank and fill out the application form.

Steps :
– The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy.
– To apply, simply provide your personal details, such as your mobile phone number, income, and PAN number, along with the required documents.
– Submit the required documents
Offline (face to face)  application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process.
Whatsapp BankingYou can also apply for your card through HDFC Whatsapp Banking. Here are the steps to apply for an HDFC credit card through WhatsApp banking:

1. Save the Chat Banking number 7070022222 (HDFC Bank WhatsApp number) in your contacts
2. Send “Hi” 
3. Choose the desired option OR simply type your query, for example – “Apply for Credit Card”
4. Apply and wait for further instructions or updates on your card application status.
Approval timeline and tracking your application statusIn most cases, the credit card decision would be communicated maximum within 21 working days. In certain cases, it could take longer, especially if the bank wants more information and documents from you.

Click here to track the status of your HDFC Bank Credit Card application.
– You can also check the status of your application through Chat with EVA. Simply ask the chatbot to help you track your credit card applications and follow its instructions.

Necessary documents –

Required documents 
– PAN card copy
– Identity proof : PAN card , driving license, valid passport, voter ID (any one)
– Address proof : electricity bill, phone bill (not more than 2 months old), driving licence, passport, ration card, bank statement, passbook (not older than 3 months), voters ID, flat maintenance bill (not older than 2 months), rent agreement (any one)
– Income proof : latest salary slip/s, income tax return etc

You maybe required to provide additional documents, on a case-to-case basis.

Conclusion

Overall, 6E Rewards IndiGo HDFC Bank Credit Card is a good entry level card choice for regular Indigo fliers. You get good reward rate of 2.50% on Indigo bookings, and 3% on select categories.

Apply Now

on HDFC Bank website

Frequently Asked Questions

What is the minimum income requirement for the 6E Rewards IndiGo HDFC Bank Credit Card?

The minimum income requirement for this card is gross monthly income of ₹50,000 for salaried persons, and ₹7.20 lakhs per year for self-employed individuals.

Can I use this credit card for international transactions?

Yes, you can use the 6E Rewards IndiGo HDFC Bank Credit Card for international transactions. Please take note of any associated fees and charges that may be incurred on such transactions.

What is the credit limit on this card?

The credit limit on the 6E Rewards IndiGo HDFC Bank Credit Card will be determined based on factors such as your overall financial situation, income, credit utilisation, credit history etc.

What is the annual fee associated with this credit card?

The annual fee charged on the 6E Rewards IndiGo HDFC Bank Credit Card is ₹500. You get a welcome ticket voucher worth ₹1500. You also get one ‘6E Prime-Add-on’ worth ₹1099.

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